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First Time Home Buyers
Welcome > For Buyers > First Time Homebuyers ...

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Buying Your First Home? Let the Real Estate Agents at Paragon Property Group be Your Professional Guides. Make Sure You Choose Top Experts. FREE First Time Home Buyer Publications Available  

There's no need to be intimidated by the whole process of buying your first home. As top Austin, Lake Travis, Horseshoe Bay, Marble Falls and Lake LBJ real estate experts, it's our job to guide you, from beginning to end. 

Sue Ellett and her Team are all certified Texas Affordable Housing Specialists with the expertise and knowledge to help you on your journey to home ownership. They are specially qualified to work with First Time Home Buyers. They will work as a Buyer's Representative to work on your behalf when you buy your first home.  

Would you like to receive a First Time Home Buyers Guide? Just fill out the form below and let us know - we'll be happy to send you one. It's a great resource and will help you understand the home buying process from beginning to end and has lots of great tips.  

Whether you are single, have a partner, or are married with a family, home ownership may be right for you.  

We are here to take the time to go through each and every step of the buying process. There are no dumb questions! 

Once you have made the decision that you would like to Stop Renting and Buy Your Own Home, we will put you in contact with one of our Lender Partners who will Pre-Qualify you. This step is very important. Until you are pre-qualified, there is no way to know what price home you can afford.  

Also, pre-qualification is essential when submitting an offer on the home of your choice - it tells the Seller that you can afford the home, you have already started the loan process and that you are a Real Buyer. This adds weight to their consideration of your offer & can often make the difference if more than one offer is submitted at the same time.  

Pre-qualification will tell you approximately how much your monthly mortgage payments will be. We will take that number and add how much you will pay in taxes and insurance in order to get your Total Monthly Payment for your new home. Often, this amount is similar to what you are already paying in rent.  

What you may not know is that home ownership gives you some additional benefits with respect to tax deductions, so ultimately you may end up paying LESS each month in the long run. Plus, you will be building equity in your home - it's like saving for your future! 

Complete the form below and we will send you a brochure that analyzes the differences between renting and buying your own home. It's a great first step to get started in the home buying process.  

Tell us a bit about your situation below. We'll get right back to you. There is absolutely no charge, and we offer this to you with no strings attached. Find out if buying a home is right for you.  

We look forward to hearing from you and helping you with your future home purchase.  

If you are interested in a different area than the Central Texas Hill Country, we can help you find a qualified professional to assist you just about anywehre in the United States, so just let us know on the form below and we'll get started on it right away.  

Want more information about the home buying process? Tell us your concerns. Ask us questions. It's our job to help! There's no obligation, and we promise to get back to you quickly... 

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Real Estate Tips
First Time Buyers >Finding A Real Estate Agent

Finding an experienced, reliable real estate agent whom you like and trust is the first step in locating your new home. Here is an approach to finding the right agent.

Call or stop by a real estate office and ask to speak with the manager. Describe the type of home you are looking for. The manager can refer you to an agent who knows that market very well. You might also use weekend "open houses" as opportunities to look for a real estate agent, as well as a new home. It is really a matter of chemistry! If you meet someone who is knowledgeable and with whom you feel comfortable, call that person!

Once you establish a strong working relationship with a real estate agent, your agent can show you a number of homes for sale, even if they are listed with other companies. Often the agent can show you a property as soon as it is placed on the market. Many of the best homes never even make it to the weekend classified section of the newspaper!

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Real Estate Trivia
Q 
What is a "jumbo mortgage"?

A 
The term "jumbo mortgage" currently refers to a mortgage loan in excess of $359,650, although the threshold amount may change as the market fluctuates.
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Paragon Property Group, REALTOR®, real estate agent and broker for Austin, Lake Travis, Horseshoe Bay, Marble Falls and Lake LBJ, Texas home listings, property and land for sale - NUMBER1EXPERT(tm)

Sue Ellett
Coldwell Banker United, Realtors

Marble Falls, TX 78654
Lakeway, Texas, 78734
Cell: 512-422-7182
Main: 866-693-7741
Fax: 214-445-0764
sueellett@NUMBER1EXPERT.com

As a Real Estate Broker, being a true partner to my clients in achieving a common goal ~ whether than is Buying or Selling Property, is of the utmost importance. All of the agents on the Paragon Property Group Team share this goal and a commitment to treat all parties fairly, honestly & with the greatest respect. We are here to help, to be your trusted resource for the Austin/Highland Lakes areas in the Central Texas Hill Country, and to achieve your goals with the best possible results, and in the least amount of time. We look forward to working with you!

REALTOR ePro Equal Housing SRES wcr


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